“Till” Rate

The Till Rate, or Trustee‘s rate, is a presumptive interest rate used in chapter 13 cases paying off secured debts over the life of the Chapter 13 Plan. The rate takes its name from the  Supreme Court case Till v. SCS Credit Corp., which affirmed the notion that interest in chapter 13 was the combination of a risk factor and the prime rate.

Effective Date RangeTill Rate
Effective 08/01/196.75%
Effective 12/20/187.00%
Effective 9/27/186.75%
Effective 6/14/186.50%